Virginia and Washington, DC Renters Insurance

At Long and Foster Insurance, we want to ensure that our clients are effectively covered in all aspects of their lives. If you rent a property, our renters insurance team is committed to developing an effective and efficient insurance strategy just for you. Our agents will find the best available renters insurance in DC  to meet your specific needs.

Virginia renters insurance serves in the same capacity as a homeowners insurance policy for those who rent. A renters policy will help protect you and your assets from damage or theft and mitigate the cost of damages should anything happen to a rental property that you are living in.

Many people assume that landlords home insurance offers coverage to you and your assets. However, a landlord’s policy covers only the physical structure of the rental property—not your belongings. If the person who owns the building has Virginia renters insurance they will be protected from costs to them should something happen to the building, but they are not responsible for insuring your belongings.

At Long and Foster Insurance, we are ready to protect your personal assets and belongings by securing a policy that is designed especially for tenants for just a few dollars a month.

Most often, Virginia and DC renters insurance covers your possessions for common causes of loss, additional living expenses related to making other living arrangements, medical expenses for treating people injured on your premises as well as unfortunate lawsuits.

Contact Long and Foster Insurance today to speak to one of our agents today for more information and fill out our free Virginia renters insurance quote form!