Term Life Insurance

Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. Do you know which life insurance policy type is right for you? At Long and Foster Insurance we can help. Our dedicated team of life insurance professionals understands Virginia’s market and regulations and can find the right plan – or mixture of plans – for your specific needs.

Term Life Insurance Basics:

• Coverage for a “term” or period of your life.
• Lower premiums for higher coverage.
• Rates can change after specific terms expire.
• No equity – cannot be used as cash value.