Long and Foster Insurance Blog

Good maintenance is essential to help avoid claims on the liability part of your Virginia business insurance policy. What sort of hazards could put your business at risk?

• Open excavations or holes should be filled in. When this is not a possibility, a fence and warning signs should be placed around them.
• Do you have uneven pavement on your property? This could cause visitors to trip and fall. Adding a warning sign is advisable. Redoing the pavement so that it is level is even better.
• How many lawsuits have you heard about that centered around a fall on a wet floor? Quick cleaning procedures and cautionary signage can help reduce the chances of this type of accident occurring on your premises.
• Icy paths during the wintertime can be very dangerous. Use rock salt to melt the ice and sand to help provide additional traction.
• Death and serious injury could be caused by falling objects. Businesses that pose this hazard to visitors need more than just signs – they need an effective safety plan to reduce accidents as much as possible.

Managing the safety risks on your premises is a wise investment, as is Virginia business insurance. Speak to our agent for quotes or for more information about suitable insurance products for your business.

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