Long and Foster Insurance Blog

The Old Line State is a beautiful place to live most of the year. During particularly bad hurricane seasons, however, the weather can cause widespread anxiety and damage. Are you adequately covered against such losses by your Maryland homeowners insurance and other policies?

The 2004 occurrence of Hurricane Ivan is the perfect example of foul weather at its worst. According to the National Oceanic and Atmospheric Administration’s Southern Region Headquarters, the hurricane caused 117 tornados over a three-day period. Of these twisters, 2 occurred in Maryland. Overall, the cyclones were responsible for the death of at least 8 people and the injury of 17 others.

Are tornadoes a rare occurrence during a hurricane? While they do not accompany every storm, the combination of hurricane and tornado is not as rare as you might think. Hurricanes are basically a giant mass of low pressure. When they hit a collection of cold, dry air, the conditions can be right for twisters. Although these extreme weather events are much smaller than hurricanes, they have the potential to cause a lot more damage.

How will your home fare during the 2012 hurricane season? You should not put your family at risk financially by skimping on the proper Maryland homeowners insurance or on hurricane and flood coverage. Every penny counts during a disaster, especially in this economy, so it is best to have plenty of insurance to fall back on after calamities.

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